LOANS

The MERCER COUNTY NJ TEACHERS' FCU is the only financial institution you will need when it comes to getting a loan. Whether you need money for a new home, home improvements, a new automobile, a family vacation, or debt consolidation…… The MERCER COUNTY NJ TEACHERS' FCU has the financing available to make it happen. We offer a wide variety of loan options, each with a low interest rate and flexible repayment terms, designed to fit comfortably into your budget. Look no further than your Credit Union.

Click here for an on-line loan application.

Click here for our on-line loan calculator.

HOME EQUITY LOANS

	Mercer County NJ Teachers' FCU offers members two great ways to use the equity in their homes to satisfy their borrowing needs. Both our Fixed Rate Home Equity Loan and our Variable Rate Home Equity Line of Credit allow you to take advantage of the equity in your home today - when you need the money most. Use the money for any worthwhile purpose. Our rates are very competitive and there are NO FEES! **
	If you currently have a home equity loan with another financial institution, save money by refinancing it at Mercer County NJ Teachers' FCU at today's low rates. Our two convenient loan options and flexible repayment terms make us the logical choice. Because of our "NO FEES" policy, refinancing will not cost you a penny. **
	And for even more savings, the interest you pay may be tax deductible! Consult your tax advisor for details. ** Note: A $50 processing fee is required at the time of application; however, if the loan is approved and accepted, this fee will be returned to you at closing.

AUTO LOANS

	Auto Loans are available for new and used automobiles offering you up to 100% financing and up to 72 months to pay. With our low interest rates, now is the time to drive away in the auto of your dreams. For more information on vehicle pricing visit www.kbb.com
	Auto Equity Loans are also available to you. Just take out a regular auto loan and the Credit Union will use your home as collateral. Once again, tax advantages may apply.

STUDENT LOANS

Student Loans are available through the Credit Union and are available to members for the purpose of financing education at instituted of higher education. Get a loan application at the Credit Union office. For more information click here.

PERSONAL LOANS

Personal Loans are perfect for debt consolidation of high interest credit cards, home repairs, vacation, or whatever our needs might be. We offer up to $5,000 to qualified borrowers.

SECURED SAVINGS

Secured savings or term saving certificate loans are another way to have your money help you save money. Secure your loan with one of these accounts and you are assured a great low rate on your loan.