Drive Home the Car of Your Dreams
Mercer County NJ Teachers’ FCU is the only financial institution you’ll need when it comes to affordable financing.
Auto Loans
Rest easy knowing we have your financial well-being top of mind.
You can finance your vehicle and save with our competitive low rates and flexible terms. You’ll appreciate the savings and having your loan with us!
You’ll increase your bargaining power – so you can stay on track with your budget. We also recommend you shop by the vehicle’s purchase price, not monthly payment, so you don’t overspend.
- Affordable rates
- 100% financing
- Variety of terms – up to 72 months to repay
- No prepayment penalties
- Convenient payments through Home Banking and Bill Pay
- Low-cost debt protection and GAP coverage
By conducting your research ahead of the car purchase, you can secure a better deal. We can help you to review Blue Book values, customer reviews, and safety ratings. For information, visit www.kbb.com.
Don’t stay stuck in an auto loan that’s not right for you. With exceptionally low rates, we can help save you money with an easy refinance. See us for a free payment comparison.
Once you’ve closed your loan, take advantage of flexible repayment options, like Online Banking or Direct Deposit. We also offer automatic payments through your Checking or Savings Account.
Rest easy knowing we have your financial well-being top of mind. You can finance your vehicle and save with our competitive low rates and flexible terms. You’ll appreciate the savings and having your loan with us!
You’ll increase your bargaining power – so you can stay on track with your budget. We also recommend you shop by the vehicle’s purchase price, not monthly payment, so you don’t overspend.
- Affordable rates
- 100% financing
- Variety of terms – up to 72 months to repay
- No prepayment penalties
- Convenient payments through Home Banking and Bill Pay
- Low-cost debt protection and GAP coverage
By conducting your research ahead of the car purchase, you can secure a better deal. We can help you to review Blue Book values, customer reviews, and safety ratings. For information, visit www.kbb.com.
Don’t stay stuck in an auto loan that’s not right for you. With exceptionally low rates, we can help save you money with an easy refinance. See us for a free payment comparison.
Once you’ve closed your loan, take advantage of flexible repayment options, like Online Banking or Direct Deposit. We also offer automatic payments through your Checking or Savings Account.
Debt Protection
Credit Life & Disability Insurance offers commonsense protection.
These coverages safeguard your loans, so loved ones won’t inherit your debt should you die or become disabled. It’s low-cost, and you can add it to any closed-end loan.
- Credit Life Insurance – It pays your loan balance in the event of your death. While no one wants to think of these unforeseen circumstances, the coverage makes good financial sense. You gain peace of mind protection for you and your family.
- Credit Disability Insurance – If you’re injured or ill, this coverage automatically makes your loan payments. You can rest easy until you’re back to work, or the loan is paid in full. And by keeping your loan payments up to date, you can maintain a strong credit score.
GAP Coverage
Protect your loved ones
GAP coverage (Guaranteed Asset Protection) is available with every MCNJTFCU auto loan. It is valuable coverage that protects you and your loved ones from suffering a financial loss.
How the coverage works:
GAP will pay your loan balance if your car is stolen, accidentally damaged beyond repair, or otherwise declared a total loss. While your auto insurance covers the replacement value of the vehicle, there may be a “gap” in what you owe (your loan balance) and the final insurance settlement. This amount can be costly, totaling hundreds or even thousands of dollars.
The coverage is affordable.
While your loan is fully paid, potentially eliminating months of payments on a vehicle you no longer own, you gain peace of mind. It’s also extremely affordable. We sell Gap for a low price of $350.00.
Mechanical Repair Coverage
Protect your investment against high-priced vehicle repairs. Mechanical Repair Coverage (MRC) is affordable coverage that can be added to your new or used vehicle loan. You can add it at the time of your loan application or later – when it suits your needs.
How it works:
When you add MRC to your vehicle loan, repairs on the vehicle are automatically paid for you in case something breaks down. This coverage protects against unexpected repairs, saving you hundreds or even thousands of dollars! It’s available on virtually any vehicle, and repairs can be done at the repair shop of your choice. More Features:
- Nationwide Protection
- Rental Car Reimbursement
- 24-Hour, Toll-Free Roadside Assistance
- Emergency Travel Expenses
You can also purchase MRC benefits for eligible used vehicles that are no longer covered by a manufacturer’s warranty; and, it’s transferable to the next owner, making your car more valuable at resale.
Safeguard your funds against unwanted repair bills with this affordable MRC coverage.
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