Savings Accounts

Whether it's a short-term emergency fund, saving for a big-ticket item (your first home?), or retirement investing, we have several choices for our members.

Mercer County NJ Teachers' Federal Credit Union offers competitive interest rates that will help you save for future needs. All accounts are federally insured through the National Credit Union Administration up to $250,000, so you know your money is safe.


  • A $5.00 deposit into a savings account establishes your membership in the MCNJTFCU and allows you to take advantage of our many financial products and services.
  • Earns a competitive tiered rate of interest which is paid quarterly.
  • Insured by the National Credit Union Administration up to $250,000.
  • Statements are issued quarterly.
  • Easy Access with your Visa Debit Card.
  • Direct Deposit/ACH
  • Payroll Deductions
  • No monthly fees.
  • Minimum balance to earn dividends $2,500.00
  • Up to four withdrawels from your Money Market Account will be allowed each month at no charge. Additional withdrawals or transfers in excess of four in a given month will incur a fee of $15.00
  • Earns a tiered dividend paid quarterly
  • Statements sent quarterly
  • Save for the holidays or vacation getaway.
  • At maturity, funds are deposited into your savings account.
  • Club Accounts renew automatically each year.
  • Earns competitive interest rates which are paid quarterly.
  • Designed especially for 10 month employess
  • Save during the school year so you can receive your "paycheck" during the summer
  • Club starts with the first pay period in September and ends June 30th
  • Funds are automatically deposited into your savings account
  • Earns competitive interest rates which are paid quaterly
  • Automatically renews each year
  • Competitive rates on 6, 12, 18, 24, 30, and 36 month terms.
  • $1000.00 minimum certificate required.
  • Penalty for early withdrawal.