Solutions For Spring!
You can even buy a brand-new home through our mortgage partner, State Financial Network. As a member of Mercer County of NJ Teachers’ FCU, we’ve got the springtime money you need!
Apply for a LoanHome equity financing is one of your most economical sources of credit. You can tap into funds with a convenient line or a fixed-rate alternative. Both offer unique benefits, and with either option, you can borrow up to 80% of your home’s appraised value, less your first mortgage, up to $300,000.
Rest easy with a set term and payment amount, knowing your payment will never change. You can use the funds for any reason, project, or purpose!
You’ll save with a low variable rate, and it’s handy for ongoing expenses or multiple projects. As you repay, your line is replenished for future use.
Some homeowners may qualify for a tax deduction on the interest they pay on their equity loan. Contact your tax advisor for more specific information or find details on the IRS website.
Don’t stay locked in high-rate loans or credit cards from other lenders. Refinance with us and earn a $50 Refi Reward!* You’ll save with a better rate and lower monthly payments.
The beauty of home equity financing is the ability to use the funds for any purpose. The sky’s the limit with this financing option!
Home renovations
New vehicle
Boat
RV
Dream vacation
College tuition
Debt consolidation
Anything you want!
Historically low rates.
Terms of 10 to 30 years.
Purchase a home with a low down payment.
Simplified application process.
Affordable payments.
Local servicing for life.
Preapproved loans can make a difference to the seller when considering an offer. In fact, in a competitive market, a preapproval can be a necessity when presenting an offer.
Maybe you love your current place but want to take advantage of a lower rate or monthly payment. Call our experts to help you compare payments and a range of mortgage benefits.
Learn MoreAs a not-for-profit financial institution, our mission is to serve you. This means our rates are more competitive than the big banks, and you’ll save with fewer fees. Plus, our friendly, knowledgeable loan staff are always ready to listen and assist — never just make a sale.
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